Tarrant County Bankruptcy Attorneys

Find Your Path to Debt Relief

In many cases, bankruptcy is the first step toward stability and a fresh start after debts and other financial obligations get to be too much. Our Tarrant County bankruptcy lawyers from Law Offices of Mark M. Childress, PLLC would be happy to help you explore your debt relief options and see if bankruptcy is right for you.

We are known for balancing compassion with strong counsel to guide you through the bankruptcy process, as well as defending you against aggressive creditors. We are here to protect your rights, reduce stress, and help you make informed choices about what you can do to get your finances under control.

Reasons you should choose our bankruptcy team include the following and more:

• Decades of collective practice experience, including bankruptcy filings and creditor defense
• Honest guidance about your options and potential outcomes
• Commitment to real solutions that protect your future
• Full team of attorneys and support staff who work together to help you

Talk to an attorney about your bankruptcy options. Call (817) 497-8148 now and request an initial case consultation.

Who Can Benefit from Filing for Bankruptcy?

Bankruptcy is a tool designed to protect people who are overwhelmed by debt for one reason or another. If you are facing constant pressure from creditors, bankruptcy might be able to provide the relief you need.

People who often benefit from bankruptcy include:

• People with overwhelming credit card or medical debt
• Homeowners facing foreclosure
• People whose wages are being garnished
• Business owners struggling with unmanageable obligations
• Families who cannot keep up with multiple loans

Filing for bankruptcy can stop creditor harassment, give you breathing room, and create a path to rebuild your finances. Part of our job is to help you understand whether it’s the right option for you. 

Different Bankruptcy Chapters

Bankruptcy is not a one-size-fits-all process. Different chapters exist to meet different financial relief needs, and only certain people can be eligible for each bankruptcy chapter. Understanding these options is the first step in deciding what type of bankruptcy best fits your situation.

Our Tarrant County bankruptcy attorneys can help clients with various forms of bankruptcy filings, such as:

• Chapter 7 (Liquidation): Chapter 7 allows you to eliminate most unsecured debts while possibly giving up some non-exempt assets.
• Chapter 13 (Reorganization): Designed for individual filers with steady income, Chapter 13 lets you create a repayment plan over three to five years to catch up on debts.
• Chapter 11 (Business Reorganization): Primarily for businesses, Chapter 11 allows companies to restructure debt while continuing operations.
• Chapter 12 (Family Farmers and Fishermen): Chapter 12 is a specialized chapter for family farmers and fishermen who need debt relief but want to maintain their livelihood.
• Chapter 15 (Cross-Border Cases): Chapter 15 deals with international debt situations where creditors or assets span multiple countries.
• Chapter 9 (Municipalities): Chapter 9 is reserved for cities, towns, and other government entities needing financial restructuring.

Tarrant County Bankruptcy FAQ

Will I lose everything if I file for bankruptcy?
Texas law provides exemptions that allow you to keep many of your assets, including certain property, vehicles, and personal items. Many people file and hold onto far more assets than they expected.

How long does bankruptcy stay on my credit report?
Chapter 7 typically remains for 10 years, while Chapter 13 usually stays for 7 years. However, you can begin rebuilding credit much sooner.

Can bankruptcy stop foreclosure?
Yes. Filing for bankruptcy can immediately halt foreclosure through an automatic stay, giving you time to address the issue with an attorney’s help.

Can I choose which chapter of bankruptcy to file?
Eligibility rules apply, so not everyone qualifies for every chapter. We can review your financial situation and help you understand your options.

Do I have to go to court if I file for bankruptcy?
Most cases only require attending a short meeting with creditors, not a full court trial. Your attorney can guide you through every step and even represent you in court.

Take Control of Your Financial Future – Call Now

Don’t see bankruptcy as a defeat. Instead, see it as a legal tool to help you regain control of your finances in unique ways. At the Law Offices of Mark M. Childress, PLLC, we combine compassion with professional representation to guide you through bankruptcy or creditor defense with honesty and care. Put us on your side, and learn what bankruptcy solutions might be available.

Call (817) 497-8148 today to speak with a Tarrant County bankruptcy lawyer during an initial consultation.